Posted on Categories cybersecurity, electronic identification, fintech

PSD2: Strong customer authentication

Consultations are nearing the end on the proposed Regulatory Technical Standards (RTS) for strong customer authentication announced by the European Banking Authority pursuant to the revised Payment Services Directive (2015/2366, known as PSD2). This proposal was much awaited by the entire financial technology industry. The standards could have a huge impact on business models and tech solutions applied on the FinTech market.

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Posted on Categories cybersecurity

Terrorism and new technologies

Recent terrorist attacks have revealed the dark side of new information technologies. Organiz­ers of attacks, or fighters for the “Islamic State,” have ruthlessly exploited the latest communica­tions technologies. For example, according to media reports, terrorists have arranged attacks via PlayStation tools or encrypted instant messaging services. Polish lawmakers decided to respond to this phenomenon by passing the Anti-Terrorism Act of 10 June 2016.

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Posted on Categories cybersecurity, litigation

Would Apple have to crack an iPhone’s security in Poland?

Under Poland’s Criminal Procedure Code, the holder of IT data is required to turn over the data, e.g. concerning the user of a device, at the demand of the competent authorities. But does this apply only to unencrypted data, or also to encrypted data, which to understand would require the holder to decode its own software? Let’s crack this conundrum using the example of the recently publicised American case of Apple Inc.

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Posted on Categories cybersecurity, electronic identification, litigation

Pursuing claims against banks for unauthorised electronic transfers

In the last couple of years we have seen in our legal practice a great increase in the number of cases related to cybercrime (an issue we discussed in the firm Yearbook, at pp. 7–9). Many cases involve attacks on Internet bank accounts from which criminals steal money, mainly using “phishing” methods, sometimes cleaning out customers’ life savings.

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