Posted on Categories anti-money laundering, crowdfunding, cybersecurity, fintech

New technologies in the AML/CFT National Risk Assessment

On 17 July 2019 the General Inspector of Financial Information (GIIF) published Poland’s first AML/CFT National Risk Assessment. This document of nearly 450 pages was prepared pursuant to the new Anti Money Laundering and Counter Financing of Terrorism Act, which introduced regulations requiring GIIF to prepare a national assessment and update it periodically.

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Posted on Categories IT, privacy/personal data protection

CNIL fines insurance broker for online breach of personal data

We wrote several months ago about the imposition of fines by the French data protection authority CNIL (Commission Nationale de l’Informatique et des Libertés) for data protection breaches. Recently CNIL has imposed more fines, including for violation of standards for secure processing of personal data on a website.

The case involved an auto insurance broker. On the broker’s website, users could request a calculation of insurance premiums, conclude an insurance contract, and log on to their account, where various types of personal data were accessible, such as bank statements and information about driving-licence suspensions or convictions for traffic violations.

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Posted on Categories privacy/personal data protection, telecommunication

Collection of marketing consents probed by consumer watchdog

After a proceeding lasting two years, the Office of Competition and Consumer Protection (UOKiK) issued a decision on 30 May 2019 in the case of the Polish telecom Netia concerning the method of collecting marketing consents, and the wording of the consents, obtained for Netia by its business partners. UOKiK found that a substantial showing was made that Netia’s practice of making telephone calls to consumers who were not Netia subscribers, and had not given prior consent to contacts by telephone, violated the collective interests of consumers.

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Posted on Categories research, robotics

An autonomous car will soon hit the road near Kraków

Recently the Kraków branch of the General Directorate of National Roads and Motorways (GDDKiA) held social consultations on issuance of a permit to conduct research in the form of a test drive of an autonomous car. Such consultations are required under Art. 65l of the Road Traffic Law of 20 June 1997.

According to an announcement from GDDKiA, the aim of the test drive is to study certain aspects of operating an autonomous car under actual traffic conditions (not artificial conditions). The tested car previously underwent a range of simulations, but now must be tested in road conditions.

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Posted on Categories privacy/personal data protection

Processing of location data may require a data protection impact assessment

On 17 June 2019 the president of Poland’s Personal Data Protection Office (UODO) issued the Communication on the List of Personal Data Processing Operations Requiring an Assessment of the Impact of Processing on the Protection of Personal Data. The legal basis for issuance of the communication is Art. 35(4) of the EU’s General Data Protection Regulation, under which each member state’s supervisory authority must establish and publish a list of the kinds of processing operations which are subject to the requirement for a data protection impact assessment. At the same time, the prior list, enclosed with the communication of 17 August 2018, was repealed. The new list reflects the opinion issued by the European Data Protection Board and covers personal data processing activities connected with offering of goods and services to data subjects or monitoring of their behaviour in multiple EU member states.

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Posted on Categories creative industry, IT, startups

Can you sign a contract without reading it?

The third post-hackathon interview: After InteliLex and DoxyChain, it’s time for bSure, the team that took third place in the Polish phase of the Global Legal Hackathon.

Justyna Zandberg-Malec: During the hackathon you worked on an application that points out to freelancers contractual provisions that are disadvantageous to them. Where did you get this idea?

Sabina Łobocka: A colleague who wasn’t taking part in the hackathon suggested it to me (and allowed us to use it). He was signing a contract with a residential real estate developer and didn’t entirely understand all the clauses. It took him a long time to check whether any of the clauses were unfavourable to him. That’s why we thought of an application that ordinary people could use to protect against irregularities and negative legal consequences for them.

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